brc1967 Posted May 5, 2015 Report Share Posted May 5, 2015 What is the better way to purchase a 2015 SEL? Quote Link to comment Share on other sites More sharing options...
markd Posted May 5, 2015 Report Share Posted May 5, 2015 You can get the same deal as the x plan straight from the dealer. I know nothing about true car. I went with the z plan, my brother in law is a retired ford employee, and they knocked 5k off of the price. Quote Link to comment Share on other sites More sharing options...
markd Posted May 5, 2015 Report Share Posted May 5, 2015 My car has hail damage so the dealer dropped the price from 32 to 21.5 then the rebate lowered it to 20 then the z plan. I walked out paying 15 before trade in. We wound up all in at 11. Quote Link to comment Share on other sites More sharing options...
ls973800 Posted May 10, 2015 Report Share Posted May 10, 2015 X-plan is great for those who don't want to negotiate, or don't have the time to do so. The dealer can not change the price as shown on the Invoice under X-plan. You can get a copy of the invoice per the plan rules just by asking the dealer for it. The dealer is also limited to only being allowed to charge you $100.00 (last I checked) for "Doc" fees. These fees are usually added on by many dealers as strictly a profit maker, and can be over $500.00 or more. I have been eligible for X-plan price for the last two Fords I purchased, and the C-Max I just leased. I have never used it because I have ALWAYS been able to negotiate a MUCH better price than X-plan. If you don't like to negotiate, don't have the time to, or don't have enough dealers to have compete with each other, X-plan may be for you. For me, it never has been a good option. Here is a list of over 130 pages of employers who are able to give an X-plan number to their employees. The list is several years old but gives a good idea that X-plan is a pretty common price plan for many people to consider. Heck you don't even have to work for one of the employees listed. You just need to have a family member who does! https://pictures.dealer.com/fuccillofordeast/35b503cd0a0d028a013d72544b56c6a1.pdf Quote Link to comment Share on other sites More sharing options...
plus 3 golfer Posted May 10, 2015 Report Share Posted May 10, 2015 (edited) To answer to your question, using X-Plan can be beneficial depending on market conditions in your area. I believe you can always do better than true car by negotiating and true car can be better / worse than X-Plan. But my guess is given current market conditions you can do better negotiating with several dealers. I bought mine under X-Plan in Dec. 2012 when some dealers in AZ were adding as much as a $2000 "market premiums" to the MSRP. :) Read my post on the X-Plan I also had a $1000 Private Cash Offer ("the brochure cash") that had to be used by 1/1/2013 and a $1000 Ford retail cash offer that expired on 12/31/2012. So with X-Plan pricing I saved $1640 from MSRP including $399 doc fee and I got free window tint when other dealers were not willing to negotiate much, if at all. If I recall correctly, true car prices at that time or shortly thereafter were around MSRP. Edited May 10, 2015 by Plus 3 Golfer Quote Link to comment Share on other sites More sharing options...
ls973800 Posted May 10, 2015 Report Share Posted May 10, 2015 Remember also that dealers DO NOT have to sell a vehicle under the X-plan. It is entirely up to them if they want to or not. Quote Link to comment Share on other sites More sharing options...
Redshift Posted July 10, 2015 Report Share Posted July 10, 2015 Just get a Costco card and use their pricing plan. Mine ended up being $400 under invoice, $500 back and 0% financing. Well worth getting a Costco card for it. Quote Link to comment Share on other sites More sharing options...
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