I hate buying a car under duress. Which if my car gets totaled, I'll have 5 days to make a deal a happen. I bought the ford that way. and was happy. but it only had 10-11K miles on it. fairly stress free purchase for a like new car..
buying another 2013 would require some research since they vehicles are now older, more miles, ect. ect....and I would even consider an energi
so I could buy the camry hyrbid for 6300 from the university where I work. and then use it while I do my research and then be able to trade the camry in and make a few bucks on it as well.
The other reason. I promised my wife a few weeks ago that is her turn for a "new" car. her 2008 saturn vue green line is getting tired, and with the HOV exemption on hybrids expiring in our area, she doesn't need a hybrid anymore. so she may look for something else. so Id rather take the money from my accident and put towards a newer car for her.
I could see myself getting another c-max very easily...I like it....
Spoke to the body shop a few minutes ago, they are only up to $5500. but they have not really studied the engine cradle. which would probably be the go/no go from a totaled vehicle point of view... Body shop also thinks that it would only be a 15-18 day job...
in VA the total loss threshhold is 75% and I'm pretty sure USAA stays pretty close to that. Not sure if State Farm would be any different, so I might give them a call and see. Rigth now I'm running the claim through my own insurance let them subrugate, but maybe I could push state farm to a total loss, since once they pay for damages, and rentals, and then diminshed value, it might be the smart choice to just total the car.