Update on my issue: after having the car for a day and a half, service manager contacted me. It looks like the sound I heard was indeed the bearing/transfer shaft issue and they're replacing the entire transmission under warranty! It appears that being under 8 years/100,000 miles with the extended coverage on the Energi was what made the difference. It should be replaced with the current (mid 2015 and later) HF35 transmission. Should take about a week to get the part and get it installed. In retrospect, getting the first gen (2013 MY) of this new transmission was a risk, but I knew it wasn't an entirely new design, just an evolution of the earlier design so I thought I'd be good. I vaguely remember the extended plug in hybrid warranty powertrain coverage being an incentive to buy, and it looks like I wasn't wrong. This service experience makes me more likely to look at a new Mach-E as my next car, I'll tell you that . . . definitely heard from Tesla owners that the service experience is awful.